The first thing you need to know is that most farm policies typically exclude pollution liability in the base policy.
It is important to understand whether this is a risk to your operation and how you can adequately get coverage. All carriers offer coverage for this a little differently. There are a few specific areas you need to make sure you have coverage for: chemical over drift and non-auto transportation, limited liability, farm environmental clean-up and transportation with licensed and titled vehicle.
As we mentioned, not all operations need any or all coverage for pollution liability. We want you to make sure you ask the right questions about your current coverage so there are not any gaps. Pollution liability is becoming more and more necessary in our world and it is our job to make sure you are properly covered.